A Sayreville woman, Catherine Hoyt, 37, sustained severe and disabling injuries on October 1, 2011 when her Chevy Cobalt was rear ended by a Honda Accord driven by Amgad Milad. At the time of the accident, Mr. Milad was delivering pizzas for a local Domino’s franchise owned by Brunswick Pizza.
Hoyt was taken to the Emergency Room at the Raritan Bay Medical Center by ambulance where she complained of pain in her neck and shoulders. Over time, her complaints progressed to include radiculopathy and numbness and tingling in the fingers of her right hand. She also experienced chronic back pain. Hoyt was ultimately diagnosed as having suffered herniated discs at C5-6 and C6-7 and a disc bulge at L5-S1, according to her attorney, James Maggs of Maggs & McDermott.
Initially, Hoyt attempted to address her injuries with conservative treatment, including physical therapy and epidural injections. Then, in 2015, Hoyt underwent an anterior cervical discectomy, decompression and disc replacement at C5-6 and C6-7.
Hoyt was in her final year of a podiatric surgical residency at Trinitas Regional Medical Center when the accident occurred. After the accident, Hoyt persevered in finishing her surgical residency and attempted to start a career as a podiatric surgeon. Unfortunately, her deteriorating condition ultimately prevented her from being able to perform surgeries. According to Maggs, Hoyt took a more sedentary job as a Program Director for a local hospital, at a lower annual salary. As a result, Hoyt claimed a significant economic loss, the difference between what she was currently earning as a Program Director and what she would have earned as a podiatric surgeon. According to Maggs, Hoyt’s economic loss over her projected work life was $2,347,674.00.
Mr. Milad, the driver who rear ended Hoyt, had $25,000.00 in insurance coverage. However, Milad’s employer, Brunswick Pizza had an underlying business auto liability policy with $500,000.00 in coverage and an excess policy with $1,000,000.00 in coverage. Catherine Hoyt had medical bills of $172,781.83.
Catherine Hoyt settled her claim for injury and economic loss for 1.4 million dollars.
*Results may vary depending on particular facts and legal circumstances